What Is The Difference Between An Appraisal And A Home inspection? april 25 2017 Posted by Despite the crucial role they play in ensuring properties are fairly priced, there is a distinct lack of awareness around the processes followed in carrying out an appraisal.
A professional surveyor charges a property survey fee to conduct a survey and create a drawing of a landowner’s or homeowner’s property. The drawing shows the property’s boundaries, improvements such as fences and pools, and any encroachments or easements on the land.
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A home inspection protects the buyer by making him aware of any structural defects in the home. The home appraisal, on the other hand, protects the financial institution from lending more money than the home is worth. Home inspectors are generally hired by the buyer and serve his interests, while appraisers are usually hired by the lending institution. Home appraisers and home inspectors do different things.
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Another difference between an appraisal and a home inspection is the length of time it takes for each task to be completed. A home inspection, depending on the inspector, can last anywhere between 2-4 hours to complete depending on the size of the home.
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A real estate appraisal is an independent estimate of the value of a parcel of real estate by an appraiser using approved, standardized methods. In many states, appraisers are required to be licensed. However, appraisals are opinions and will vary with the appraiser.
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